Protect your assets with Richard Smith & Associates

                                                                        Cost

Richard Smith & Associates is offering another opportunity for you to participate in their voluntary Life Insurance program through Reliance Standard Group Term Life Insurance. This insurance is available to all active full-time employees working at least 30 hours per week.

Important plan features include:

· Family Coverage-Insurance coverage is available to you, your spouse and dependent children. 

· Living Benefit-The plan provides a Living Benefit Rider if you or your insured family member(s) should become terminally ill and meet all the requirements. The advance payment is equal to 50% of the insured's coverage, up to $250,000. 

· Guaranteed Issue- The amount of coverage available to all employees without answering any medical questions during the open enrollment is $10,000.  

· Maximum Coverage- The maximum amount of coverage available to you or your spouse is $500,000.  You and your spouse will need to answer medical questions for coverage above the Guaranteed Issue amount.  

· Portability- If you leave the department, you may continue your group coverage or convert to an individual permanent life insurance policy.

Please review the plan brochure for additional information on the program.

Completed enrollment applications may be returned by email or regular mail to the address below:

Richard Smith & Associates, Inc.,
PO Box 14208
Tallahassee, FL 32317-4208
Email: rsmith4796@aol.com

 

If you have any questions, please contact Lois Goode with Richard Smith & Associates, Inc. @ 800-342-0209 or locally in Tallahassee @ 850-877-1445.

*Employee participation in this plan is voluntary.

*This plan is not available to OPS Employees.

*If you are currently enrolled, the plan will continue automatically. You do not have to re-enroll. 

*These benefits are Post-Tax and are separate from the state-sponsored Pre-Tax Open Enrollment period. Please direct all questions and submit enrollment forms as indicated above, not to the People First Service Center.